With many energy suppliers and sources of support closed over the Christmas and New Year periods, it’s important that we get our ducks in a row early enough to make sure that we don’t go off supply. With approximately 300,000 prepayment customers in Scotland, it is important for us to understand how this type of …
Prepayment Meters this Christmas: Staying On Supply & Getting the Support You Need Read More »
Increases to prices and the cost-of-living are affecting us all. With energy costs soaring and inflation making everyday items increasingly expensive, it’s more important now than ever to understand the ways we can reduce our outgoings, and to be aware of the sources of support that are available that can help. It’s not always easy …
Cost-of-Living – Making the Most of Our Energy & the Support Available Read More »
Credit cards and personal loans are unsecured debts and are sometimes referred to as ‘non-priority’. Despite the title, it is important that we do not overlook these commitments, as the people we owe money to, sometimes known as our ‘creditors’, can take legal action against us to get their money back. This includes going to …
Everyone is seeing the cost of household bills and shopping increase. Whilst some are preparing to weather the storm, for many, the choice between heating and eating is becoming a stark reality. There are things we can do to reduce our outgoings and help stretch our money that little bit further. As part of Advice …
Making the Most of our Money as Consumers – #simplifyspending Read More »
With all the recent news about energy increases, price hikes, and everything else that is going on in the world, it’s easy to get bogged down and confused by the jargon being used. When it comes to how we spend our money, being in the know and understanding where it is going is more important …
Energy Bills – Demystifying the Jargon & Sources of Support Read More »
On the 2nd of February 2020, the Financial Conduct Authority (FCA) released the Woolard Review, which included an assessment of the ‘buy now, pay later’ (BNPL) payment options available to consumers, offering recommendations that these lenders should face stricter controls by financial regulators. The Publication ‘The Woolard Review – A review of Change and Innovation …
‘Buy Now, Pay Later’ – The Truth About Spreading the Cost Read More »
On 27th January 2021, it was announced that energy suppliers Green Network Energy and Simplicity Energy have ceased trading. Ofgem state that Green Network Energy supplies gas and electricity to around 360,000 domestic customers as well as a smaller number of non-domestic customers. Simplicity Energy supplies gas and electricity to around 50,000 domestic customers. What does …
Green Network Energy & Simplicity Energy Cease Trading – What This Means for Consumers Read More »
We all do it. Well, I know I do. We make that list in the week between Christmas and New Year of all the things that we promise ourselves that we will do over the course of the next 12 months that will fix our lives, make us more financially stable and let us save …
Making the Most of What We Have: New Year Planning 2021 Read More »
On 19th October 2020, Ofgem (the Office of Gas and Electricity Markets) announced plans to strengthen protections for energy customers who are struggling to pay their energy bills. From the 15th of December, these proposed new protections will be in place for energy customers. These will come in the form of new licence rules for …
Ofgem Announcement – Assistance for consumers struggling with energy bills Read More »
Coronavirus has had an impact on many key areas for consumers. Job losses through redundancy and loss of income through reduced hours and closure of workplaces, has become an all-too familiar reality for many. It means that already-tight budgets are being stretched further and household expenditure is being pushed to breaking-point. In September, the Financial …
Deadline Looming for Mortgage Repayment Holidays Read More »
